E-signature legality in Croatia
Hrvatska
Croatia recognises electronic signatures under eIDAS through its 2017 implementing act.
The law in plain language
Croatia's eIDAS implementing act took effect in 2017, fully aligning Croatian law with the EU regulation. Electronic signatures are admissible in Croatian courts; qualified electronic signatures carry the legal force of handwritten signatures.
- Primary framework
- eIDAS + Zakon o provedbi Uredbe (EU) br. 910/2014
- National act
- Zakon o provedbi Uredbe (EU) br. 910/2014 (implementing act for eIDAS), 2017
Signature tiers recognised in {country}
Croatia recognises the three eIDAS-aligned tiers. The right tier depends on the contract — most B2B documents are fine with SES; AES adds an identity-binding factor; QES carries the legal force of a handwritten signature for documents that require written form.
The baseline — admissible as evidence in court. Suitable for everyday commercial contracts.
SES + a second factor (typically SMS) that uniquely binds the signature to the signer.
AES + a qualified certificate from a Qualified Trust Service Provider. Equivalent to a wet signature.
Routinely signed electronically
- B2B service agreements, SaaS contracts, supplier MSAs
- NDAs, sales orders, partner agreements
- Employment offer letters, onboarding paperwork
- Independent contractor + freelance engagement letters
- Quotes, invoices, statements of work
- Internal HR documents (policy acknowledgements, training)
Still need wet ink
- Real estate transfers and mortgages (notarisation required)
- Wills, testaments, and inheritance documents
- Marriage, divorce, adoption and other family law instruments
- Some employment-termination documents under national labour law
Specifics for Croatia
- The Financial Agency (FINA) is the national qualified trust service provider.
Local Qualified Trust Service Providers
We recognise certificates from these providers when verifying signed PDFs on /verify.
- FINA (Financial Agency)
- AKD (Croatian PKI)
Underlying standards
The legal force above comes from these technical + regulatory standards. Each has its own page with the full detail.
Signed contracts in Croatia, in 90 seconds
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